Climate change is making the weather more extreme, causing disasters like fires and hurricanes that are costing a lot of money. This is making home insurance more expensive, and some insurance companies are even pulling out of towns. This means that owning a home might not be as good for saving money as it used to be. A research firm called the First Street Foundation found that the value of homes in risky areas could go down by $1.5 trillion over the next 30 years because of climate change. This is a big problem because many Americans rely on their homes for financial security. Climate change is changing the way people think about owning a home and saving money. It is affecting the American dream of owning a home and building wealth. People may need to find new ways to save money and provide for their families because of these changes.